Guaranteed Issue Health Insurance

Guaranteed health insurance from top-rated carriers. Plans include physician and prescription co-pays. You cannot afford to be without health insurance. Call today!

800-272-0512

We will cover your pre-existing conditions*

DECLINED FOR HEALTH INSURANCE?
WE WILL GET YOU COVERED!

Want to see all of our plans?

Limited Benefit Health Plans at Low Cost

For limited benefit guaranteed issue health insurance plans, click on this link. You do not need to be employed, have prior coverage and there are no health questions. With few exceptions, if you have a pulse, you will qualify.

Maternity Coverage

If you are on this site for maternity coverage, then use this maternity coverage link before you call.

New - We can cover you even if you are already pregnant.

We Specialize in Guaranteed Issue Health Insurance for individuals, families and groups in most States

Individuals and Families- We can cover you regardless of your medical conditions with a wide variety of guaranteed issue health insurance plans with a well known national PPO network.

Small Groups - No required employer contribution or employee participation. Any size group including part time or independent contractors. Self-employed is not a problem.

Affordable, HIPAA qualified plans (credible coverage) will cover you both in and out of the hospital. Well known national PPO network. These are not discount programs. This is real, guaranteed-issue health insurance.

New Plan: If you live in Florida, , Georgia, Ohio, Alabama, Texas, North Carolina or Tennessee, we have a new mini medical plan.

This plan offers outstanding hospital, lab, surgical and office visit beneifts for less than half the cost of all our other plans. You can even use it with one of our other plans for enhanced coverage.

The plan is not 100% guaranteed issue, but many, if not most of you will still qualify. The coverage is the absolute highest available and the prices are very affordable. It is great for helping with maternity costs.

Call 800-272-0512 For More Information

It does not matter what pre-existing conditions you have, you can still get a guaranteed health insurance plan. Read Our 5 Minute Guide to Guaranteed Issue Health Insurance Plans

We Now Have Guaranteed Issue Disability Insurance with Up to $3,000 in Monthly Benefits - Click Here for Details

I am amazed that more of you are not beating our doors down for this plan. Folks, this is a disability plan that will pay you if you cannot work. It has no medical questions at all. Can you afford to be without a paycheck for 6 months?

Plan Overviews

We have a variety of guaranteed health insurance plans. These are all HIPAA-qualifed plans with national PPO networks. This is real health insurance, not a discount plan.

All claims are processed directly by the carrier. You do not have to worry about acceptance by a physician or hospital. The plastic id card you carry is the same as any other major health insurance plan.

These are NOT discount cards - This is real health insurance

Guaranteed Issue Individual Health Plans - Up to $3,000 a day hospital coverage plus a flat fee surgical reimbursement. That means you do not have to guess how much you will get paid on a surgery.

Includes physician visits, labs, wellness (exams and not just labs like other plans) and much more. Our Homeland AWA Surecare Platinum plan is, in my opinion, the best set of benefits you will find in a limited medical plan. Plus, it has an AM Best rating of "A".

Mini-Medical Plans - Well-known national PPO network with a physician and prescription co-pay. Covers generic and brand name prescriptions. Labs, out-patient surgery, hospital stays and emergency room coverage.

Here is an insider's secret. The term "mini-medical" has no real meaning. Almost any plan that is not a full major medical plan can call itself a "mini-medical". We use the term because a number of people use it as a search term.

Major Medical - Read about guaranteed issue major medical insurance alternatives. This combo plan gives you the highest benefit possible without any medical questions.

Disability Insurance - Guaranteed issue disability insurance with no medical questions. Up to $3,000 in benefit..

Dental Insurance - Use any dentist.

For more details on these guaranteed issue health insurance plans, call us at 800 - 272-0512.

We are available Mon - Thurs from 9 AM to 9 PM EST and on Friday until 6 PM.