Plan Descriptions

 

health insurance agents

Licensed Agent Opportunity

You can offer HIPAA qualifed, limited medical, PPO plans to your impaired risk clients in all 50 states. These are NOT discount plans. This is credible coverage from rated carriers.

These plans are:

•
 HIPAA Qualified and count as credible coverage
•
 Available in all 50 states (no appointment fee)
•
 Use a Third Party Administrator - Clients just hand their card to a provider and the provider is paid directly
•
 Use rated insurance carriers
•
 Offer the highest level of coverage of any plan of this type
•
 Are completely guaranteed issue

There is not a day that goes by that we do not receive a call from someone who cannot obtain health insurance due to a medical condition. Sometimes it is many calls per day.

In most states, there is absolutely nothing you can do for these individuals. Certainly, the plans you could offer are not HIPAA qualified, guaranteed issue plans. Typically, they are minimal coverage or discount arrangements.

Well, now you have a quality alternative. Something that is not a discount plan. Something that you can feel comfortable talking about. A plan that is designed to give the insured the maximum coverage and not a string of worthless discount cards (you all know what I mean).

We can private label any of our plans for large organizations or call centers. Special call center plans are available.

Our indemnity plans are different than everything else out there.

First of all, they are HIPAA qualified. This means they count as credible coverage and must conform to HIPAA standards. These are not discount cards thrown together with some indemnity insurance. This is real health insurance.

Second, nobody has plans with the amount of indemnity we offer.

If you would like to find out how you can offer these products to your clients, please give us a call.

Call us at 800-272-0512

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This plans have a pre-existing conditions limitation. Pre-existing conditions are not covered until the policy has been in effect for more than 12 months. A pre-existing condition is any condition you have now or had within a 12 month period prior to the effective date of coverage for each covered person. If you have had prior credible coverage, up to 12 months can be substituted and pre-existing conditions may be covered immediately