|
|
Indemnity Plans
$0 Deductible - No Medical Questions Our defined benefit plans are completely guaranteed issue and cost effective alternatives for someone who cannot medically qualify for health insurance. An indemnity plan utilizes a defined payment schedule for a wide variety of medical expenses. For example, one of our plans pays $2,000 for the first day in the hospital and $1,000 a day thereafter. For a physician office visit, it pays $100 per visit. With the PPO discount, that will cover most office visit fees. Other plan designs have an actual co-pay and each office visit is only $20. These plan offer a surprising amount of coverage. They cover a specified number of office visits, checkups,emergency room, prescriptions, labs and x-rays as well as a daily stipend for a hospital stay. By utilizing the included PPO network arrangements, you get reasonable coverage for the majority of medical mishaps. Although, I would prefer that you have full major medical coverage, some of you will not be able to obtain it or afford even if you could. These plans offer a reasonable alternative. Plan Choices - Based on which state you live in
Why Do We Charge Less Money for Better Benefits Than Other Companies? The answer is very simple: - We do not let our
agents set their own prices to obtain absurd commissions Compare our GetMed360 plan which costs $299 a month to any other similar plan. The differences are significant. We found one company offering a plan at well over $325 a month that we routinely sell for $175. One of their agents told me that they receive nearly $100 a month in commission for the plan. So, they decided to rip-off the consumer. We took the high road. Who Should Consider an Indemnity Plan? Since these plans are completely guaranteed issue, anyone who cannot medically qualify health insurance is a candidate. We also get many calls from individuals who cannot afford a conversion or similar plan from their state insurance pool. Call us at 800-272-0512 (9 AM to 9 PM EST) |