Health Insurance for Diabetics

Diabetics can obtain PPO health insurance plans with no medical underwriting. We will show you how.

If you are a diabetic and have tried to obtain a "legitimate" health insurance plan, you already know how frustrating it can be. While nobody can offer a full major medical plan, we can come close.

What do we mean by "legitimate" health insurance?

We use the term "legitimate" to mean a HIPAA qualified health insurance plan. Real health insurance that counts as credible coverage in the event you purchase a different plan in the future.

We do not mean discount cards or plans that are simply indemnity benefits.

A lot of individuals panic when they get medically declined for health insurance. They start sending off their name and number to a multitude of web sites. They absolutely refuse to believe that they are uninsurable and think that they just have to keep "shopping".

If you are on this web site, I assume you have finally realized your situation. So, here are your options:

1.	You obtain health insurance through an employer group plan.
2.	You live in a state that either has guaranteed issue health insurance.
3.	You obtain health insurance through a state pool - if your state has one.
4.	You have COBRA, use it all up and apply for a guaranteed issue continuation plan.
5.	You obtain the best possible plan you can afford through us.

Health Insurance for Diabetics - What We Can Offer

We market something called Limited Benefit Health Insurance Plan. These are actual PPO health insurance plans, but the benefits are limited or pre-defined.

For example, one such plan will pay up to $100 for an office visit, seven times per year. If you are hospitalized, it will pay $3,000 the first day and $1,000 for each day after that. It will cover diagnostic testing by paying up to $400 per test for five tests per year. I am not going to list all the benefits, but you get the idea.

We have a number of health insurance plans for diabetics with a wide range of defined limits.

Will These Plans Provide Adequate Coverage?

Let me be clear. This is not a multi-million dollar major medical plan. However, these plans can often meet the needs of most individuals and cover a significant portion of your medical expenses. Sometimes, they will cover all of your expenses.

Which is the Best Plan That You Offer?

The HealthMax plan has the highest level of indemnity of any single plan sold. You can see details of this plan by clicking on the Mini-Medical button on the left side of this page.

If you want the maximum coverage, you can combine certain plans or "stack" them. To see how this works, Click on the Major Medical button on the left side of this page. It will describe our Major Medical Substitute plan.

A Final Word on Health Insurance for Diabetics

I realize that by telling a diabetic how important health insurance is, I am "preaching to the choir". But, no matter how well controlled you are, you should have some type of health insurance coverage in place.

Give me a call an I will explain the available plans to you. In the meantime, use the buttons on the side of this page to read about our products.