Mini-Medical Plan
The Absolute Best Limited Benefit, Guaranteed Issue Plan Available
There
are no other guaranteed issue health insurance plans sold anywhere
else that has comparable features. This is the best you can possibly
buy without medical underwriting.
The HealthMax is the premier plan in the limited benefit market. It is as close to full major medical as you can get. No medical questions.
HealthMax Benefit Summary(or Click Here to Download Full Brochure and Application):
| Medical
Outpatient |
|
| Physician
Office Visit |
The plan will pay up to $100 per office visits for a total of 7 visits per person per year. ($700 in office visit benefits) |
| X-Ray
/ Lab Benefit |
Payment of $400 for a diagnostic lab or x-ray up to 5 times per year ($2000 per year in lab and x-ray fees) |
| Preventive Care |
$150 Preventive Care Test Benefit, if any Covered Person incurs charges for and has one of only the following Preventive Care Tests listed below performed:
• Blood test for triglycerides
• Bone marrow testing
• Breast ultrasound
• CA 15-3 (blood test for breast cancer)
• CA 125 (blood test for ovarian cancer)
• CEA (blood test for colon cancer)
• Chest X-ray
• Colonoscopy or virtual colonoscopy
• Eye exam performed by a licensed optometrist or ophthalmologist
• Fasting blood glucose test
• Flexible sigmoidoscopy
• Hemoccult stool analysis
• Mammography
• PSA (blood test for prostate cancer)
• Pap smear or Thin Prep Pap Test
• Serum Protein Electrophoresis (blood test for myeloma)
• Stress test on a bicycle or treadmill |
| Medical
Inpatient |
|
| Hospital
Room & Board |
Daily
Benefit: $3,000 the first day and $1,000 for each additional day (up
to 100 days per insured) |
| ICU |
The plan will pay an additional $1,000 a day for ICU for up to 15 days |
| Surgical |
100% of Medicare/RBRVS* benefit schedule.
Anesthesia Benefit 25% of Surgeons Benefit |
| PPO
Network |
Multiplan PPO Network |
| Optional Prescription
Drug Coverage |
Co-pay
(All Generics) $10
Brand Name Drugs are Deeply Discounted (53,000 pharmacies)
Annual Rx Maximum $1500 per insured |
| Optional Critical Illness |
Adds an additional $500 a day for hospitalization and include a lump-sum, $25,000 payout for critical illnesses such as cancer, heart disease, etc. |
| Optional Accident Rider |
Physician and emergency room coverage of up to $10,000 with a $100 deductible. |
| Maternity
|
All
of our plans cover maternity expenses the same way they
cover any other medical expense. There are no waiting periods
for maternity. |
The plan uses the Multiplan PPO network. To look up providers, go to www.multiplan.com and click on the search box in the upper right hand corner. On the next page, click the icon that says "Multiplan" with the words "PPO" next to it.
Again, this is the most benefit you can obtain on a guaranteed issue basis that is not a full major medical plan.
For
the full brochure - Click Here
Call
us at 800-272-0512 (9 AM to 9 PM EST) |
